360 Data

telebirr (Ethio telecom)

Mobile money operator

Prices published

53

Not disclosed

3

Price categories

6

Tariff date in research profile

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Research snapshot. Prices were collected from public sources on and are not confirmed by the institutions. Records include historical, proposed and unconfirmed prices; only current records with reviewed terms enter calculations. Check with the provider before you decide. How we compare →

telebirr (Ethio telecom) logoProvider website Tariff page Financials
Yes (Sanduq 0% option; partners offer credit)
Deposits

3 tariff records

3 of 3 records

Source
telebirr Sanduq locked savingInterest rate8.0% a yearDefined period; no early withdrawal — 0.67% monthly
Source
telebirr Sanduq on-demand savingInterest rate7.0% a yearBalance > 26 ETB to earn interest — Customer may choose 0% (interest-free) or 7% Possibly outdated: undated 7% value. NBE/INT/13/2026 removed the deposit-rate floor effective 2026-01-09; bank-specific current applicability requires confirmation.
Source
telebirr Sanduq installment savingInterest rate7.5% a yearPeriodic deposits — 0.63% monthly
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Loans

14 tariff records

14 of 14 records

Source
telebirr Mela (daily)Facilitation fee1.00% of amount1-day tenor; loan 100-2000 ETB — Plus daily fee 2%; late penalty 2%; with Dashen Bank
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telebirr Mela (daily)Daily fee2.00% per day1-day tenor — Late payment penalty 2%
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telebirr Mela (weekly)Facilitation fee1.00% of amount7-day tenor; loan 100-5000 ETB — Plus daily fee 0.35%-1.2%; late penalty 2%
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telebirr Mela (weekly)Daily fee0.35%–1.20% per day7-day tenor — Depends on credit score/amount
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telebirr Mela (monthly)Facilitation fee3.00% of amount30-day tenor; loan 600-12000 ETB — Plus daily fee 0.30%-0.80%; late penalty 0.11%
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telebirr Mela (monthly)Daily fee0.30%–0.80% per day30-day tenor — Depends on amount
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telebirr Mela (50 days)Facilitation fee6.00% of amount50-day tenor; loan 3000-18000 ETB — Plus daily fee 0.50%-0.70%; late penalty 0.11%
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telebirr Mela (50 days)Daily fee0.50%–0.70% per day50-day tenor — Depends on amount
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telebirr MelaLate payment penalty0.11%–2.00% of amount2% daily/weekly products; 0.11% monthly/50-day products
Source
telebirr MelaEarly repayment fee3.00% of amountOn remaining principal — Reported by news; not on official page. News also reports facilitation fees 1.5-6.5% and business loans up to 100000 ETB; partners Dashen Bank CBE Siinqee Bank
Source
Unverified
Airtime/package credit (borrow airtime)Service charge10.00% of amountPer borrowed airtime/package — Ethio telecom charges 10% of each borrowed airtime/package
Source
telebirr Endekise (overdraft / credit pay)Facilitation fee2.50% of amount1-month tenor; limit 1-2000 ETB by credit score — Charged on day one; with Dashen Bank
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telebirr Endekise (overdraft / credit pay)Daily fee0.30%–1.10% per dayRest of repayment period
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telebirr Endekise (overdraft / credit pay)Late payment penalty0.11%–0.50% of amountOverdue — Page shows 0.50% in terms table and 0.11% per day on outstanding amount
Source
Interest-free products

1 tariff records

1 of 1 records

Source
telebirr Sanduq on-demand saving (interest-free option)Interest rateFree0% interest option for interest-free preference
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Domestic payments

33 tariff records

33 of 33 records

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Agent cash-outCash-out feeETB 1.20Amount 25.1-50 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 2.40Amount 52-100 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 4.00Amount 101-300 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 6.00Amount 301-500 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 8.00Amount 501-1,000 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 10.00Amount 1,001-3,000 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 12.00Amount 3,001-5,000 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 15.00Amount 5,001-8,000 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 17.00Amount 8,001-15,000 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 19.00Amount 15,001-20,000 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 22.00Amount 20,001-30,000 ETB — Cash-out new tariff
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Agent cash-outCash-out feeETB 25.00Amount 30,001-75,000 ETB — Cash-out new tariff
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telebirr merchant / bill paymentCustomer payment feeNot disclosedMerchant and utility payment fees not published on pricing page
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telebirr to telebirr send moneyP2P transfer feeETB 1.00Amount < 100 ETB — Band tariff
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telebirr to telebirr send moneyP2P transfer feeETB 2.00Amount 101-500 ETB — Band tariff
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telebirr to telebirr send moneyP2P transfer feeETB 4.00Amount 501-1,500 ETB — Band tariff
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telebirr to telebirr send moneyP2P transfer feeETB 6.00Amount 1,501-5,000 ETB — Band tariff
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telebirr to telebirr send moneyP2P transfer feeETB 8.00Amount 5,001-75,000 ETB — Band tariff
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telebirr to bank transferWallet-to-bank transfer feeETB 1.00Amount < 100 ETB — Band tariff
Source
telebirr to bank transferWallet-to-bank transfer feeETB 3.00Amount 101-500 ETB — Band tariff
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telebirr to bank transferWallet-to-bank transfer feeETB 6.00Amount 501-1,500 ETB — Band tariff
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telebirr to bank transferWallet-to-bank transfer feeETB 9.00Amount 1,501-5,000 ETB — Band tariff
Source
telebirr to bank transferWallet-to-bank transfer feeETB 15.00Amount 5,001-75,000 ETB — Band tariff
Source
Cash-in customer feeCash-in customer feeFreeETB 1-250 — Undated official HTML table: Tariff cell Free has rowspan=9. Adjacent 1% / 3 / 4 / 6 / 8 / 10 / 12 / 13 / 15 entries are agent commission, not customer charges. Source leaves 251-300 absent; no band boundary silently repaired.
Source
Medium confidence
Cash-in customer feeCash-in customer feeFreeETB 301-500 — Undated official HTML table: Tariff cell Free has rowspan=9. Adjacent 1% / 3 / 4 / 6 / 8 / 10 / 12 / 13 / 15 entries are agent commission, not customer charges. Source leaves 251-300 absent; no band boundary silently repaired.
Source
Medium confidence
1 / 2
Digital banking

4 tariff records

4 of 4 records

Source
telebirr registrationRegistration feeFreeFree; new users rewarded 15 Birr + 70MB
Source
telebirr Level 1 accountMaximum daily account balanceETB 5,000.00 (limit or threshold)Level 1 (basic KYC) — No daily/monthly transaction limit stated for Level 1
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Mobile money accounts (NBE directive)Maximum daily account balanceETB 75,000.00 (limit or threshold)Higher-KYC mobile money accounts (all MMOs) — Raised from 30000 to 75000 by NBE Payment Instrument Issuer directive; tariff bands top out at 75000
Source
Medium confidence
Mobile money accounts (NBE directive)Daily aggregate transaction limitETB 150,000.00 (limit or threshold)All MMOs — Exemptions for utility, tax, airline, fuel and bulk payments
Source
Medium confidence
International remittance

1 tariff records

1 of 1 records

Source
International remittance received to telebirrReceiving feeNot disclosedReceivable via international partners; fee not published
Source
Research notes
Mobile apps
telebirr · telebirr SuperApp
USSD
*127#

Launched May 2021. Credit/savings via partners Dashen Bank, CBE, Siinqee Bank. 16.19m customers accessed credit; ETB 34.41bn savings mobilised; ETB 1.94tn transactions in H1 FY2025/26. Mela: 6.88m borrowers/ETB 13.2bn in FY2024/25. News criticises high effective loan cost.

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