Prices published
11
Not disclosed
11
Price categories
6
Tariff date in research profile
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Research snapshot. Prices were collected from public sources on and are not confirmed by the institutions. Records include historical, proposed and unconfirmed prices; only current records with reviewed terms enter calculations. Check with the provider before you decide. How we compare →
8 tariff records
8 of 8 records
| Source | |||
|---|---|---|---|
| Fixed Time DepositMinimum opening balance | ETB 500,000.00 | Tenor over 3 months — Rates not published | |
| Regular saving (passbook, taxi, parking, enterprise saving)Interest rate / minimum balance | Not disclosed | Individuals over 18 and businesses | |
| Siket Special, Youth, Junior, Student, Women, Vacation, Elders and Compulsory savingsInterest rate | Not disclosed | Product catalogue only | |
| Time deposit rateTime deposit rate | Not disclosed | 3 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 6 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 12 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 24 months or longer — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Current ordinary savings rate confirmationCurrent ordinary savings rate confirmation | Not disclosed | Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. | Source Medium confidence |
1 tariff records
1 of 1 records
| Source | |||
|---|---|---|---|
| Group loan (5-7 members), MSME, business, personal, vehicle, housing, cooperative, YEDP, women entrepreneur, psychometric-scored loansInterest rate | Not disclosed | Loan products listed without rates |
8 tariff records
8 of 8 records
| Source | |||
|---|---|---|---|
| Al-Najah Mudarabah Savings (ETB)Minimum opening balance | ETB 500.00 | No fixed tenor — Profit shared by pre-agreed ratio (not published) | |
| Al-Najah Mudarabah FCY SavingsMinimum opening balance | USD 100.00 | USD, GBP, EUR — PSR not published | |
| Al-Najah Mudarabah Fixed Time Investment (ETB)Minimum opening balance | ETB 100,000.00 | 3, 6, 12, 24, 36 months — Competitive PSR (not published) | |
| Al-Najah Mudarabah FCY Fixed Time InvestmentMinimum opening balance | USD 5,000.00 | 3, 6, 12, 24, 36 months — PSR not published | |
| Al-Najah Mudarabah depositsProfit-sharing ratio | Not disclosed | — | |
| Al-Najah Murabaha financing (vehicle, machinery, real estate, construction materials, consumer goods, trade, working capital, agri inputs)Profit (markup) rate | Not disclosed | Lump sum or instalments | |
| Al-Najah Wadiah Saving (incl. youth and women)Minimum opening balance | ETB 50.00 | Non-profit bearing | |
| Al-Najah Wadiah Current AccountMinimum opening balance | ETB 1,000.00–ETB 2,000.00 | 1000 individuals; 2000 businesses |
1 tariff records
1 of 1 records
| Source | |||
|---|---|---|---|
| Mobile banking, ATM, POS and QR servicesFees | Not disclosed | Domestic and digital tariffs not published | Source Medium confidence |
1 tariff records
1 of 1 records
| Source | |||
|---|---|---|---|
| FX cash salesService charge | 1.00%–4.00% of amount | ETB account 4%; FCY account 2%; FDI account 1% |
3 tariff records
3 of 3 records
| Source | |||
|---|---|---|---|
| CAD / TT / invisible paymentsService charge | 1.00%–4.00% of amount | ETB account 4%; FCY account 3%; FDI account 1% | |
| Import LC opening commissionCommission | 1.50%–2.00% of amount | 2% from ETB account; 1.5% from FCY account — Confirmation/amendment/extension/cancellation: NA | |
| Import LC service chargeService charge | 1.00%–2.00% of amount | ETB account 2%; FCY account 1.5%; FDI account 1% |
- Mobile apps
- Siket mobile banking · internet banking
Newest bank on the NBE list (est. 07/12/2023); converted from Addis Credit and Saving Institution (ADCSI). Terms & tariff page shows trade-finance charges only; deposit/loan rates not published. Hotlines 8342 / 5667. | Social review: five platform URLs populated; inherited versus newly cross-linked provenance in Social_Coverage.md. Public2025-26post search is bounded, not exhaustive.
Provider sources
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