Prices published
49
Not disclosed
11
Price categories
9
Tariff date in research profile
Research snapshot. Prices were collected from public sources on and are not confirmed by the institutions. Records include historical, proposed and unconfirmed prices; only current records with reviewed terms enter calculations. Check with the provider before you decide. How we compare →
Deposits
13 tariff records
13 of 13 records
| Source | |||
|---|---|---|---|
| Diaspora Account (USD/GBP/EUR)Minimum opening balance | USD 100.00–USD 5,000.00 | 100 USD current/saving; 5000 USD fixed time deposit — Interest rate not published | |
| Fixed Time DepositInterest rate | Not disclosed | Negotiable | |
| Ordinary Saving DepositInterest rate | 7.0% a year | — | |
| Handhura SavingInterest rate | 8.0% a year | — | |
| Youth Saving AccountInterest rate | 7.2% a year | Youth | |
| Sebbeta Ayyo Saving AccountInterest rate | 8.0% a year | — | |
| Sorema SavingInterest rate | 7.5% a year | — | |
| Special SavingInterest rate | Not disclosed | Negotiable | |
| Time deposit rateTime deposit rate | Not disclosed | 3 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 6 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 12 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 24 months or longer — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Current ordinary savings rate confirmationCurrent ordinary savings rate confirmation | Not disclosed | Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. | Source Medium confidence |
Loans
20 tariff records
20 of 20 records
| Source | |||
|---|---|---|---|
| Group Based / ABIL / Ditta microfinance loanInterest rate | 18.5% a year | — | |
| Agricultural Machinery LoanInterest rate | 15.5%–17.5% a year | 1-5 years | |
| Term loan - agricultureInterest rate | 17.5%–20.0% a year | 1 year 17.5% to >5 years 20% | |
| Term loan - domestic trade & services, importInterest rate | 19.5%–22.0% a year | 1 year 19.5% to >5 years 22% | |
| Term loan - hotel & tourismInterest rate | 19.0%–21.5% a year | 1 year 19% to >5 years 21.5% | |
| Term loan - health & educationInterest rate | 17.5%–20.0% a year | 1 year 17.5% to >5 years 20% | |
| Term loan - transport & communicationInterest rate | 19.5%–22.0% a year | 1 year 19.5% to >5 years 22% | |
| Term loan - manufacturing/industryInterest rate | 19.0%–21.5% a year | 1 year 19% to >5 years 21.5% | |
| Term loan - mines, power & waterInterest rate | 18.5%–21.0% a year | 1 year 18.5% to >5 years 21% | |
| Term loan - building & constructionInterest rate | 20.5%–22.8% a year | 1 year 20.5% to >5 years 22.75% | |
| Export pre-shipment loanInterest rate | 14.0% a year | 1 year | |
| Export term loanInterest rate | 16.0%–18.5% a year | 1 year 16% to >5 years 18.5% — 2y 16.25; 3y 17; 4y 17.5; 5y 18 | |
| Group-based microfinance loanProcessing fee | 3.00% of amount · minimum ETB 250.00 | Of approved amount — Minimum 250 ETB; deducted from loan | |
| ABIL loanProcessing fee | 3.00% of amount · maximum ETB 1,500.00 | Of approved amount — Maximum 1500 ETB; paid upfront | |
| MSME loanProcessing fee | 3.00% of amount · Bounds need source review | Of approved amount — Max 30000 ETB first cycle; max 35000 ETB later cycles | |
| WEDP & Ogeti loanProcessing fee | 3.00% of amount · maximum ETB 35,000.00 | Of approved amount — Maximum 35000 ETB | |
| Merchandise loan (domestic trade, import, health & education)Interest rate | 21.0% a year | 1 year | |
| Overdraft (all sectors)Interest rate | 15.0% a year | 1 year | |
| MSME LoanInterest rate | 17.0%–19.0% a year | 17% new borrowers; 19% existing/repeat | |
| WEDP / Ogeti (women entrepreneurs) loanInterest rate | 19.0% a year | — |
Interest-free products
8 tariff records
8 of 8 records
| Source | |||
|---|---|---|---|
| Ihsan Mudarabah saving (youth, education, Hajj, wedding, farmers, women, holiday, zakat)Minimum opening balance | ETB 1,000.00 | Profit-sharing ratio pre-agreed but not published | |
| Ihsan Mudarabah savingProfit-sharing ratio | Not disclosed | — | |
| Mudarabah Hybrid Account (Edir, Equib, cooperatives)Minimum opening balance | ETB 10,000.00 | Cheque allowed; no debit card; PSR not published | |
| Ihsan Murabaha FinancingProfit (markup) rate | Not disclosed | Monthly, quarterly, semi-annual or lump-sum repayment | |
| Murabaha Diaspora Mortgage & Vehicle FinancingProfit (markup) rate | Not disclosed | Diaspora resident abroad at least 1 year | |
| Ihsan Amanah Current Account (Qard)Minimum opening balance | ETB 1,000.00–ETB 2,000.00 | 1000 individuals; 2000 corporate/business — Non-profit bearing; cheque facility | |
| Revolving Qard Interest-Free Export FinancingProfit rate | Free | Against sales contract / export LC — No profit charged on Qard funds | |
| Ihsan Wadiah saving (youth, education, wedding, women, farmers, holiday, zakat)Minimum opening balance | ETB 50.00 | No profit/loss sharing; Hajj/Umrah variant 1000 ETB; diaspora 100 USD |
Domestic payments
1 tariff records
Digital banking
6 tariff records
6 of 6 records
| Source | |||
|---|---|---|---|
| Mobile transfer to other bankFee | 0.30% of amount | 5001-50000 ETB — 0.3 ETB per 100 ETB plus 5 ETB | |
| Internet banking - transfer to other bankFee | 0.50% of amount | 10-5000 ETB — 0.5 ETB per 100 ETB | |
| Internet banking - own account transfer and subscriptionFee | Free | — | |
| Internet banking - transfer to other Siinqee accountFee | ETB 5.00 / ETB 10.00 / ETB 25.00 by amountETB 10.00–ETB 5,000.00: ETB 5.00; ETB 5,001.00–ETB 10,000.00: ETB 10.00; ETB 10,001.00–ETB 50,000.00: ETB 25.00 | By amount — 10-5000: 5; 5001-10000: 10; 10001-50000: 25 | |
| Mobile banking subscriptionFee | ETB 5.00 · (ETB per month) | — | |
| Mobile transfer to other Siinqee accountFee | ETB 0.00 / ETB 3.00 / ETB 5.00 / ETB 10.00 / ETB 25.00 / ETB 50.00 by amountETB 50.00–ETB 500.00: Free; ETB 501.00–ETB 5,000.00: ETB 3.00; ETB 5,001.00–ETB 10,000.00: ETB 5.00; ETB 10,001.00–ETB 50,000.00: ETB 10.00; ETB 50,001.00–ETB 100,000.00: ETB 25.00; ETB 100,001.00–ETB 500,000.00: ETB 50.00 | By amount — 50-500 free; 501-5000: 3; 5001-10000: 5; 10001-50000: 10; 50001-100000: 25; 100001-500000: 50 |
Cards & ATM
5 tariff records
5 of 5 records
| Source | |||
|---|---|---|---|
| Own-bank (on-us) ATM withdrawalFee | 0.50% of amount | 50 cents per 100 ETB | |
| Other-bank (off-us) ATM withdrawalFee | 0.45% of amount | 45 cents per 100 ETB | |
| Debit card issuance / renewal / replacementFee | ETB 100.00 | Per card | |
| PIN replacementFee | ETB 30.00 | — | |
| POS purchaseFee | 0.00%–0.45% of amount | On-us free; off-us 45 cents per 100 ETB |
Cheque services
4 tariff records
Account services
2 tariff records
Trade finance
1 tariff records
1 of 1 records
| Source | |||
|---|---|---|---|
| International banking (LC, CAD, TT, SWIFT, guarantees)Commission | Not disclosed | Not on public tariff page | Source Medium confidence |
Research notes
- Mobile apps
- Siinqee Mobile (Android) · Siinqee Online Banking
NBE est. 04/10/2021; converted from Oromia Credit and Saving S.C. (OCSSCO), Ethiopia's large MFI. FY2025/26: deposits ETB 178.1bn, assets 216.2bn, capital 23.1bn (bank release 2026-08-14). Tariff page covers deposit and loan rates, service and digital charges; international trade tariffs not public. Hotline 871. | Social review: five platform URLs populated; inherited versus newly cross-linked provenance in Social_Coverage.md. Public2025-26post search is bounded, not exhaustive.
Provider sources
- siinqeebank.com
- siinqeebank.com/tariffs/
- facebook.com/siinqeebank
- t.me/SiinqeeBanksc
- linkedin.com/company/siinqeebank
- x.com/SiinqeeBank
- youtube.com/@siinqee_bank
- nbe.gov.et/financial-institutions/banks/page/2/
- siinqeebank.com/ifb-saving-accounts/
- siinqeebank.com/2026/08/14/siinqee-bank-announces-outstanding-performance-for-the-2025-26-financial-year/
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