Prices published
42
Not disclosed
7
Price categories
10
Tariff date in research profile
Research snapshot. Prices were collected from public sources on and are not confirmed by the institutions. Records include historical, proposed and unconfirmed prices; only current records with reviewed terms enter calculations. Check with the provider before you decide. How we compare →
Deposits
9 tariff records
9 of 9 records
| Source | |||
|---|---|---|---|
| Fixed Time DepositInterest rate | Not disclosed | Tenor by agreement — Higher than saving rate (not quantified) | |
| Ordinary Saving AccountMinimum opening balance | ETB 10,000.00 | Min 1000 ETB balance for interest accrual — Rate not published on product page; opening amount as stated by bank | Source Medium confidence |
| Premium Saving AccountInterest rate | Prices vary by published conditions · By balance level — Level 3 (100,000-1,000,000) 0.5%; Level 2 (1,000,101-2,000,000) 1%; Level 1 (>2,000,000) 2%; min opening 1000 ETB; figures appear to be premiums above the base savings rate (not stated explicitly) | By balance level — Level 3 (100,000-1,000,000) 0.5%; Level 2 (1,000,101-2,000,000) 1%; Level 1 (>2,000,000) 2%; min opening 1000 ETB; figures appear to be premiums above the base savings rate (not stated explicitly) | Source Unverified |
| Commitment Saving AccountInterest rate | Not disclosed | Min opening 50 ETB; base balance 3000 ETB — Stated as base 1% plus additional interest if 40% quarterly growth met (appears to be premium above base rate) | Source Unverified |
| Time deposit rateTime deposit rate | Not disclosed | 3 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 6 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 12 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 24 months or longer — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Current ordinary savings rate confirmationCurrent ordinary savings rate confirmation | Not disclosed | Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. | Source Medium confidence |
Loans
14 tariff records
14 of 14 records
| Source | |||
|---|---|---|---|
| Agriculture term loanInterest rate | 19.0%–21.0% a year | 1 yr 19% to 6-10 yrs 21% — Overdraft 20%; merchandise OD 19% | |
| Domestic trade & services term loanInterest rate | 19.0%–20.5% a year | 1 yr 19% to 6-10 yrs 20.5% — Merchandise OD 19% | |
| Hotel & tourism (3-star+) term loanInterest rate | 18.8%–21.5% a year | 1 yr 18.75% to 6-10 yrs 21.5% | |
| Manufacturing term loanInterest rate | 19.0%–21.0% a year | 1 yr 19% to 6-10 yrs 21% — Merchandise loan 19% | |
| Building & construction term loanInterest rate | 19.3%–21.5% a year | 1 yr 19.25% to 6-10 yrs 21.5% | |
| Export term loanInterest rate | 14.5%–17.0% a year | 1 yr 14.5% to 6-10 yrs 17% — Pre-shipment / advance against export bills / merchandise OD 15% | |
| Import term loanInterest rate | 19.0%–21.5% a year | 1 yr 19% to 6-10 yrs 21.5% — Advance against import bills 19.5% | |
| Corporate credit processing feeFee | 0.20% of amount · minimum ETB 1,000.00 · maximum ETB 50,000.00 | New credit — Min 1000 ETB; max 50000 ETB | |
| Microfinance loans (all categories)Interest rate | 20.0% a year | — | |
| Overdraft (all sectors)Interest rate | 20.0%–21.0% a year | Regular OD 20%; one-time overdrawn limit (90 days) 21% | |
| Personal loan (regular customer)Interest rate | 19.3%–21.0% a year | 1 yr 19.25% to 5 yrs 21% | |
| Program loans (4H, ERA, Global Fund)Interest rate | 0.0%–15.0% a year | 4H 10%; ERA 8%; Global Fund 0% first round then 15% | |
| WEDP women enterprise program loanInterest rate | 18.0% a year | — | |
| Transport services term loanInterest rate | 19.3%–21.5% a year | 1 yr 19.25% to 6-10 yrs 21.5% |
Interest-free products
5 tariff records
5 of 5 records
| Source | |||
|---|---|---|---|
| IFB credit processing feeFee | 0.20% of amount · maximum ETB 50,000.00 · Bounds need source review | Min 1000; max 50000; conditional line guarantee 0.02% (min 500) | |
| Ordinary Mudarabah savingProfit-sharing ratio | Profit share: customer 60% · Profit is not guaranteed | Bank 40 : customer 60 | |
| Term (fixed) Mudarabah depositProfit-sharing ratio | Profit share: customer 85% · Profit is not guaranteed | 3 months bank 30 : customer 70; above 12 months bank 15 : customer 85 | |
| Murabaha / Tawarruq financingProfit (markup) rate | 15.00%–46.80% of amount · (% of financed amount) | 1 yr 15%; 5 yrs 46.8% (cumulative) | |
| Youth Revolving Fund (IFB)Profit (markup) rate | 10.00%–34.80% of amount · (% of financed amount) | 1 yr 10%; 5 yrs 34.8% (cumulative) |
Domestic payments
2 tariff records
Digital banking
4 tariff records
4 of 4 records
| Source | |||
|---|---|---|---|
| Mobile P2P transfer to other bank (EthSwitch)Fee | 0.40% of amount Excl. VAT | Up to 5000 ETB; plus VAT (0.46%) — Limit 20000/day (10000 per txn) | |
| Mobile banking maintenanceFee | ETB 5.00 Excl. VAT | Per year — Plus VAT (5.75) | |
| Mobile transfer within bankFee | Prices vary by published conditions · Up to 10000 free; 10001-50000 5 ETB + VAT — Limit 200000/day (50000 per txn) Excl. VAT | Up to 10000 free; 10001-50000 5 ETB + VAT — Limit 200000/day (50000 per txn) | |
| Mobile transfer to partner walletsFee | ETB 2.50 Excl. VAT | Up to 5000 ETB; plus VAT (2.875) |
Cards & ATM
3 tariff records
3 of 3 records
| Source | |||
|---|---|---|---|
| Own ATM cash withdrawalFee | 0.50% of amount Excl. VAT | Plus VAT (0.575%) — Balance inquiry 0.25 ETB + VAT; limit 10000/day (4000 per txn) | |
| Other-bank (off-us) ATM withdrawal via EthSwitchFee | 0.45% of amount Excl. VAT | Plus VAT (0.517%) — Limit 6000/day (4000 per txn) | |
| Domestic debit card issuanceFee | ETB 100.00 Excl. VAT | Plus 15% VAT (115 total) |
International remittance
1 tariff records
1 of 1 records
| Source | |||
|---|---|---|---|
| Import advance payment (TT)Service charge | 3.00%–4.00% of amount | General 4%; FDI 3%; bank source 3.2% |
Cheque services
4 tariff records
4 of 4 records
| Source | |||
|---|---|---|---|
| CPO issuance (account holder)Fee | ETB 50.00 Excl. VAT | Plus VAT — Lost CPO refund 100 + VAT | |
| Cheque book (10 leaves)Issuance fee | ETB 50.00 Excl. VAT | Plus VAT (57.50) | |
| Outgoing cheque clearingFee | ETB 157.50 Excl. VAT | Bank 50 + VAT 7.50 + NBE 100; OBC bulk credit 21.50 total | |
| Stop payment (single cheque)Fee | ETB 100.00 Excl. VAT | Plus VAT (115) |
Account services
4 tariff records
4 of 4 records
| Source | |||
|---|---|---|---|
| Savings closure within 6 monthsFee | ETB 50.00 Excl. VAT | Plus VAT (57.50) | |
| Passbook replacementFee | ETB 20.00 Excl. VAT | Plus VAT (23) | |
| Standing instructionFee | ETB 30.00 Excl. VAT | For amounts above 100 ETB; plus VAT | |
| Duplicate statement (current year)Fee | ETB 10.00 · (ETB per page) Excl. VAT | Plus VAT — Balance confirmation 100 + VAT |
Trade finance
3 tariff records
3 of 3 records
| Source | |||
|---|---|---|---|
| Import CADService charge | 2.75%–4.00% of amount | General 4%; FDI account 2.75%; bank source 3% | |
| Foreign letter of guaranteeCommission | Prices vary by published conditions · By amount — Up to USD 100k 3%; 100-200k 2.5%; 200-400k 1.75%; 400-600k 1.5%; >600k 0.75%; amendment USD 100; extension USD 150 | By amount — Up to USD 100k 3%; 100-200k 2.5%; 200-400k 1.75%; 400-600k 1.5%; >600k 0.75%; amendment USD 100; extension USD 150 | |
| Import LC (customer FCY/general)Opening commission + service charge | 2.00% of amount | Opening commission 2% + service charge 2% — FDI account LC service 2.75%; bank-source LC service 3% |
Research notes
- Mobile apps
- Omo Bank Mobile Banking (Android)
NBE est. 01/07/2022; converted from Omo Microfinance Institution (Southern region). HTML tariff page (no effective date) covers loan rates, IFB markups and Mudarabah PSRs, digital, domestic and FX charges; VAT shown separately. | Social review: five platform URLs populated; inherited versus newly cross-linked provenance in Social_Coverage.md. Public2025-26post search is bounded, not exhaustive.
Provider sources
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