360 Data

Nisir Microfinance Institution S.C.

Microfinance institution

Prices published

31

Not disclosed

13

Price categories

4

Tariff date in research profile

—

Research snapshot. Prices were collected from public sources on and are not confirmed by the institutions. Records include historical, proposed and unconfirmed prices; only current records with reviewed terms enter calculations. Check with the provider before you decide. How we compare →

Deposits

11 tariff records

11 of 11 records

Source
Time depositInterest rate12.0%–15.0% a yearMinimum 25,000 ETB — Negotiable; saving-solutions page states 12% for deposits > 25000
Source
Time depositMinimum opening balanceETB 25,000.00 (limit or threshold)—
Source
Digital fixed time depositInterest rate11.3%–14.2% a yearMinimum 5,000 ETB — Opening free
Source
Voluntary savingInterest rate10.0% a yearOpening fee free
Source
Voluntary savingMinimum opening balanceETB 25.00 (limit or threshold)—
Source
Basic digital savingInterest rate10.0% a yearMinimum 25 ETB — Opening free
Source
Women savingInterest rate11.0% a yearMinimum 25 ETB
Source
Child saving (Maleda)Interest rate11.0% a yearMinimum 25 ETB
Source
Elderly saving (Efoy)Interest rate11.0% a yearMinimum 25 ETB
Source
Disability saving (Yichalal)Interest rate11.0% a yearMinimum 25 ETB
Source
Special digital savingInterest rate11.0% a yearMinimum 100 ETB — Opening free
Source
Loans

29 tariff records

29 of 29 records

Source
Salary advance loanInterest rate0.18% per dayUp to 20% / 33% / 50% of salary — Daily interest
Source
Salary advance loanFacilitation fee1.00%–4.00% of amount1% (20% of salary); 2% (33%); 4% (50%)
Source
Salary advance loanLate payment penalty0.30%–0.50% per day0.3% / 0.4% / 0.5% per day by tier
Source
Instant digital loanInterest rate0.70% per day500-10,000 ETB — Facilitation fee 3%; penalty 0.5%/day
Source
Instant digital loanFacilitation fee3.00% of amount500-10,000 ETB
Source
Invoice financing loanInterest rate0.75% per day1,000-50,000 ETB — Facilitation fee 6%; penalty 0.5%/day
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Invoice financing loanFacilitation fee6.00% of amount1,000-50,000 ETB
Source
Digital bridge loanInterest rate0.75% per day1,000-100,000 ETB — Facilitation fee 5%; penalty 0.5%/day
Source
Digital bridge loanFacilitation fee5.00% of amount1,000-100,000 ETB
Source
Digital loans (instant/invoice/overdraft/bridge)Late payment penalty0.50% per day—
Source
Housing loanInterest rateNot disclosedRate not published
Source
Business development micro loanInterest rateNot disclosedUp to 50,000 ETB; max 18 months — Rate not published
Source
Specific purpose loanInterest rateNot disclosedRepaid once in 3 months — Rate not published
Source
Digital overdraft loanInterest rate0.62% per day5,000-30,000 ETB — Facilitation fee 4%; penalty 0.5%/day
Source
Digital overdraft loanFacilitation fee4.00% of amount5,000-30,000 ETB
Source
Personal consumption loanInterest rateNot disclosedUp to 200,000 ETB; max 1 year — Rate not published
Source
SME loanInterest rateNot disclosedRate cell blank in tariff table
Source
Entrepreneurship loanInterest rateNot disclosedRate not published
Source
Car loanInterest rateNot disclosedRate not published
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Digital salary advance facilitationDigital salary advance facilitation2.00% of amount33% of salary — Undated. Daily rates are not annualized. Flat/declining principal basis not specified. First salary tier and other digital product prices already exist in seed.
Source
Medium confidence
Digital salary advance daily penaltyDigital salary advance daily penalty0.40% per day33% of salary; per day — Undated. Daily rates are not annualized. Flat/declining principal basis not specified. First salary tier and other digital product prices already exist in seed.
Source
Medium confidence
Digital salary advance facilitationDigital salary advance facilitation4.00% of amount50% of salary — Undated. Daily rates are not annualized. Flat/declining principal basis not specified. First salary tier and other digital product prices already exist in seed.
Source
Medium confidence
Digital salary advance daily penaltyDigital salary advance daily penalty0.50% per day50% of salary; per day — Undated. Daily rates are not annualized. Flat/declining principal basis not specified. First salary tier and other digital product prices already exist in seed.
Source
Medium confidence
BridgeBridgeNot disclosed2026-09-24 public research. No current numerical conventional loan rate and flat/declining-balance basis verified. Not disclosed is not free. Historical and daily digital quotes, if any, are separate.
Source
Medium confidence
SMESMENot disclosed2026-09-24 public research. No current numerical conventional loan rate and flat/declining-balance basis verified. Not disclosed is not free. Historical and daily digital quotes, if any, are separate.
Source
Medium confidence
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Domestic payments

3 tariff records

3 of 3 records

Source
Account-to-account transfer within NisirTransfer feeFree—
Source
Outgoing RTGS (MT103)Transfer feeETB 100.00
Excl. VAT
Plus VAT (15 ETB)
Source
Incoming RTGSReceiving feeFree—
Source
Account services

1 tariff records

1 of 1 records

Source
Branch cash withdrawalFeeFree—
Source
Research notes

Publishes savings/TD rates, digital loan pricing (daily interest + facilitation fee) and branch service fees; conventional loan rates left blank in tariff table. 250+ employees.

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