Prices published
89
Not disclosed
18
Price categories
12
Tariff date in research profile
—
Research snapshot. Prices were collected from public sources on and are not confirmed by the institutions. Records include historical, proposed and unconfirmed prices; only current records with reviewed terms enter calculations. Check with the provider before you decide. How we compare →
Deposits
18 tariff records
18 of 18 records
| Source | |||
|---|---|---|---|
| Fixed Time AccountMinimum initial deposit | ETB 100,000.00 (limit or threshold) | Rates not published on page (negotiated) | |
| Savings Account (individual/joint/corporate)Interest rate | 7.0% a year | Zero-balance opening; ETB 25 minimum balance to earn interest; interest paid monthly on minimum monthly balance. Product page undated and may predate NBE removal of 7% floor (Jan 2026) Official savings page rechecked 2026-09-24 still displays undated 7% and Saving Plus up to 7.2% or 8.5%. Post-Jan-2026 applicability unconfirmed; possibly outdated. | Source Medium confidence |
| Savings AccountMinimum opening balance | ETB 0.00 | Zero-balance opening — ETB 25 balance required to earn interest (Ordinary Saving: minimum ETB 25 for interest calculation) | |
| ECX Related AccountsInterest rate | Not disclosed | Accounts for Ethiopian Commodity Exchange trading (official homepage) | Source Medium confidence |
| Savings Plus AccountInterest rate | 7.2%–8.5% a year | Tiered by deposit amount — Page states 'up to 7.2% or 8.5%' by deposit amount; thresholds not shown; undated | Source Medium confidence |
| BoA Large Iqqub AccountInterest rate | 7.3%–7.5% a year | 7.3% below ETB 1M; 7.5% above ETB 1M — Up to 2% overdraft discount for organizers; undated page | Source Medium confidence |
| BoA Medium Iqqub AccountInterest rate | 7.3%–7.5% a year | 7.3% below ETB 100k; 7.5% above ETB 100k — Small Iqqub account: 0.3% above ordinary savings rate; undated page | Source Medium confidence |
| BoA Edir AccountAdditional interest over ordinary savings | Savings rate + 1.0% | Balances above ETB 1M — Plus 0.5% annual bonus on average deposit; 1% loan discount to Iddirs | Source Medium confidence |
| Adey (Women's) Saving AccountAdditional interest over ordinary savings | Savings rate + 0.5% | 20% safe deposit box discount; ETB 500 childbirth gift for balances >25k; priority banking >500k | Source Medium confidence |
| Afla (Youth) Saving AccountAdditional interest over ordinary savings | Savings rate + 0.5% | 0.5-1% lower loan interest for innovative ideas; debit card cost covered (full for students) | Source Medium confidence |
| Accounts for MinorsAdditional interest over ordinary savings | Savings rate + 0.5%–1.0% | 0.5%; 1% for balances above ETB 100k — Zero-balance opening; ETB 25 incentive for new accounts | Source Medium confidence |
| Wisdom (Senior Citizens) Saving AccountAdditional interest over ordinary savings | Savings rate + 0.5%–1.0% | 0.5%; 1% for balances above ETB 500k — 50% local money transfer discount; 15% ATM/safe deposit box discount | Source Medium confidence |
| Education Saving AccountAdditional interest over ordinary savings | Savings rate + 0.5% | Scholarship fund eligibility above ETB 5k balance | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 3 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 6 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 12 months — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Time deposit rateTime deposit rate | Not disclosed | 24 months or longer — Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. A negotiated rate is not a published numerical term schedule. | Source Medium confidence |
| Current ordinary savings rate confirmationCurrent ordinary savings rate confirmation | Not disclosed | Reviewed 2026-09-24 after NBE/INT/13/2026. No dated post-directive numerical quote verified for this term. Not disclosed is a research gap, not a zero rate or proof the product is offered. Undated legacy quotes elsewhere are not confirmation of current pricing. | Source Medium confidence |
Loans
18 tariff records
18 of 18 records
| Source | |||
|---|---|---|---|
| Loans against cash collateralInterest rate | 10.0% a year | Up to 10% depending on cash collateral coverage | |
| Digital lendingInterest/fee for 1-week loan | 2.00% of amount | One week — 1 month 4%; 3 months 10% of amount; overdue penalty 3.5% per month | |
| Digital lendingInterest/fee for 1-month loan | 4.00% of amount | One month | |
| Digital lendingInterest/fee for 3-month loan | 10.00% of amount | Three months | |
| Digital lendingPenalty on overdue amount | 3.50% per 30 days | Overdue | |
| Credit facilities - Category I (new/incremental/appeal/rescheduling)Loan administration (processing) fee | ETB 8,000.00 / ETB 11,200.00 / ETB 40,000.00 / ETB 80,000.00 / ETB 120,000.00 / ETB 160,000.00 / ETB 240,000.00 / ETB 320,000.00 by amountUp to ETB 1,000,000.00: ETB 8,000.00; ETB 1,000,000.00–ETB 5,000,000.00: ETB 11,200.00; ETB 5,000,000.00–ETB 20,000,000.00: ETB 40,000.00; ETB 20,000,000.00–ETB 50,000,000.00: ETB 80,000.00; ETB 50,000,000.00–ETB 100,000,000.00: ETB 120,000.00; ETB 100,000,000.00–ETB 300,000,000.00: ETB 160,000.00; ETB 300,000,000.00–ETB 500,000,000.00: ETB 240,000.00; Above ETB 500,000,000.00: ETB 320,000.00 Excl. VAT | <=1M 8000; 1-5M 11200; 5-20M 40000; 20-50M 80000; 50-100M 120000; 100-300M 160000; 300-500M 240000; >=500M 320000 — Plus 15% VAT | |
| Credit facilities - Category II (renewal/collateral release)Loan administration (renewal) fee | ETB 5,200.00 / ETB 7,800.00 / ETB 11,700.00 / ETB 19,500.00 / ETB 32,500.00 / ETB 65,000.00 / ETB 130,000.00 / ETB 195,000.00 by amountUp to ETB 1,000,000.00: ETB 5,200.00; ETB 1,000,000.00–ETB 5,000,000.00: ETB 7,800.00; ETB 5,000,000.00–ETB 20,000,000.00: ETB 11,700.00; ETB 20,000,000.00–ETB 50,000,000.00: ETB 19,500.00; ETB 50,000,000.00–ETB 100,000,000.00: ETB 32,500.00; ETB 100,000,000.00–ETB 300,000,000.00: ETB 65,000.00; ETB 300,000,000.00–ETB 500,000,000.00: ETB 130,000.00; Above ETB 500,000,000.00: ETB 195,000.00 Excl. VAT | <=1M 5200; 1-5M 7800; 5-20M 11700; 20-50M 19500; 50-100M 32500; 100-300M 65000; 300-500M 130000; >=500M 195000 — Plus 15% VAT | |
| Credit facilitiesCredit bureau report fee | ETB 1,500.00–ETB 3,000.00 | No fee for requests below ETB 100000 — Movable collateral registration ETB 300 per registration; search report ETB 30 | |
| Loan to microfinance institutions (term)Interest rate | 11.0%–15.0% a year | <=1y 11%; 1-3y 12%; 3-5y 13%; 5-10y 14%; >10y 15% — MFI overdraft 12% | |
| Overdraft facilityInterest rate | 19.5% a year | Overdrawal 22%; export (service) overdraft 17% | |
| All loansPenalty interest on past due principal | 3.0% a year | On past due principal — Additional to contractual rate | |
| Personal / Consumer LoanInterest rate | Not disclosed | Product listed | Source Unverified |
| Term Loan (short/medium/long)Interest rate | Not disclosed | Official homepage lists short/medium/long-term loans for working capital | Source Medium confidence |
| Term loan / project / working capitalInterest rate | 18.0%–22.0% a year | <=1y 18%; 1-3y 18.5%; 3-5y 19%; 5-10y 21%; >10y 22% — Also applies to SME loans | |
| Term loan for building, construction, vehicle, machinery, equipmentInterest rate | 21.0% a year | — | |
| Merchandise facilityInterest rate | 20.0% a year | Advance against import bills 22%; post-shipment 20% for 90 days with 5% document discount; pre-shipment negotiable 13-21% | |
| Personal Automobile LoanInterest rate | 15.0% a year | — | Source Unverified |
| Diaspora Auto LoanInterest rate | Not disclosed | Product listed | Source Unverified |
Interest-free products
4 tariff records
4 of 4 records
| Source | |||
|---|---|---|---|
| AbyssiniAmeen Mudarabah depositProfit-sharing ratio | Not disclosed | — | Source Unverified |
| AbyssiniAmeen Murabahah / Ijarah / Salam / Istisna' financingProfit rate | Not disclosed | — | Source Unverified |
| AbyssiniAmeen Wadi'ah accountReturn | Not disclosed | IFB deposits ETB 40.03bn; 2M+ IFB customers | Source Unverified |
| Wadi'ah accountCash withdrawal and account-to-account transfer fee | Free | Wadi'ah accounts |
Domestic payments
8 tariff records
8 of 8 records
| Source | |||
|---|---|---|---|
| Bulk salary transferBulk transfer (salary payment) fee | Free | — | |
| RTGS outgoing (MT103)Outgoing RTGS fee | ETB 100.00 | Plus NBE charge (ETB 150) — ETB 50 per transfer for customers with FCY source | |
| RTGS incoming (MT103)Incoming RTGS fee | Free | — | |
| Low value / bulk credit transferOutgoing low value credit transfer fee | ETB 10.00 | Plus NBE charge | |
| Branch account-to-account transferAccount to account transfer fee | Prices vary by published conditions · ETB 1-10000: 5; 10001-1000000: 10; above 1000001: 10 + 5 per million — Own-account (same CID) and internal transfers free; bulk salary transfers free | ETB 1-10000: 5; 10001-1000000: 10; above 1000001: 10 + 5 per million — Own-account (same CID) and internal transfers free; bulk salary transfers free | |
| Local Money Transfer Service (LMTS)LMTS fee from account | ETB 100.00 | From account | |
| Local Money Transfer Service (LMTS)LMTS fee non-account holder (cash) | ETB 150.00 | Cash / non-account holders | |
| Local Money Transfer Service (LMTS)LMTS amendment/cancellation or retransfer fee | ETB 30.00 | — |
Digital banking
10 tariff records
10 of 10 records
| Source | |||
|---|---|---|---|
| E-commerce payment gateway (Visa/Mastercard)Merchant fee | Not disclosed | — | Source Medium confidence |
| Abyssinia Online (internet banking)Transfer fee | Not disclosed | — | Source Medium confidence |
| Apollo Digital BankAccount opening / service fee | Not disclosed | Branchless account opening via app (Face ID) | Source Medium confidence |
| BoA mobile/internet bankingWallet load/transfer (telebirr/M-Pesa) | Prices vary by published conditions · 10 per transaction; 15 above ETB 10000 | 10 per transaction; 15 above ETB 10000 | |
| BoA mobile/internet bankingMobile/internet banking maintenance fee | ETB 2.50 · (ETB per month) Excl. VAT | Plus VAT and Disaster Fund | |
| BoA mobile/internet bankingTransfer to other bank via RTGS | ETB 100.00 | Plus NBE fee | |
| BoA mobile/internet bankingP2P transfer via EthSwitch | 0.20% of amount | On top of EthSwitch charge | |
| BoA mobile/internet bankingTransfer to own/other BoA account; balance view; bill pay; PIN replacement | Free | — | |
| Virtual Banking (ITM self-service machines)Service fee | Not disclosed | 73-80 virtual banking centres | Source Medium confidence |
| Load to telebirr from BoA mobile/internet bankingWallet load fee (2024 notice) | ETB 5.00 / ETB 10.00 by amountUp to ETB 5,000.00: ETB 5.00; ETB 5,001.00–ETB 30,000.00: ETB 10.00 | <=ETB 5000: 5; 5001-30000: 10 — Effective 26 Mar 2024; superseded by current tariff page (ETB 10 / 15 above 10000). Account maintenance and intra-BoA transfers free per notice | Source Medium confidence |
Cards & ATM
15 tariff records
15 of 15 records
| Source | |||
|---|---|---|---|
| Own ATM (on-us)Domestic ATM withdrawal fee | 0.45% of amount | On-us — Balance inquiry on-us free | |
| International card useInternational ATM withdrawal / cash advance | 3.00% of amount · minimum USD 3.00 | Minimum USD 3; balance inquiry/mini statement USD 1; cross-border purchase free | |
| Visa debit cards (Classic / Gold / AbyssinAmeen)Card issuance fee | Not disclosed | Card variants listed on official homepage | Source Medium confidence |
| Classic / AbyssinAmeen Visa debit cardDaily purchase limit | ETB 200,000.00 (limit or threshold) | Per day | Source Medium confidence |
| Visa Debit Platinum (international)Issuance fee | USD 50.00 | Physical card; or ETB equivalent — Yearly maintenance USD 50; virtual card issuance USD 50 and yearly USD 1 | |
| Visa Debit Gold (international)Issuance fee | USD 25.00 | Physical card; or ETB equivalent — Yearly maintenance USD 25; virtual card issuance USD 25 and yearly USD 0.75 | |
| Visa Debit Classic (international)Issuance fee | USD 10.00 | Physical card; or ETB equivalent — Yearly maintenance USD 10; virtual card free | |
| Visa Debit Platinum (domestic)Issuance fee | ETB 1,000.00 | Same for IFB Platinum | |
| Visa Debit Gold (domestic)Issuance fee | ETB 350.00 | Same for IFB Gold | |
| Visa Debit Classic (domestic)Issuance fee | ETB 100.00 | Same for Classic Adey, Afla, Balewuletawoch, IFB Ameen (Zahara, Fitayah, Musinin), Apollo Classic and Apollo IFB cards | |
| All cardsPIN replacement with PIN mailer | ETB 50.00 | PIN reminder by SMS free; card replacement same as issuance fee; urgent delivery +ETB 100 | |
| POSPOS purchase fee | Free | All card products at merchant | |
| POS cash advancePOS cash advance fee | 0.45%–0.50% of amount | On-us 0.45%; remote on-us via EthSwitch 0.50% — Cross-border remote on-us USD 1.50 per transaction | |
| Visa Prepaid (international)Issuance fee | Prices vary by published conditions · Platinum 50; Gold 25; Classic 10 (or ETB equivalent) | Platinum 50; Gold 25; Classic 10 (or ETB equivalent) | |
| Visa Prepaid Classic / IFB (domestic)Issuance fee | ETB 300.00 | Plus 1% loading fee |
International remittance
6 tariff records
6 of 6 records
| Source | |||
|---|---|---|---|
| Incoming SWIFT transferService and SWIFT charge | Free | — | |
| Incoming SWIFT transferCancellation / retransfer of incoming SWIFT | USD 0.00 / USD 50.00 / USD 500.00 / USD 2,000.00 / USD 5,000.00 by amountUp to USD 200.00: Free; USD 201.00–USD 10,000.00: USD 50.00; USD 10,001.00–USD 100,000.00: USD 500.00; USD 100,001.00–USD 500,000.00: USD 2,000.00; Above USD 500,000.00: USD 5,000.00 | <=USD 200 free; 201-10000 USD 50; 10001-100000 USD 500; 100001-500000 USD 2000; >500000 USD 5000 — Plus SWIFT USD 75 per page | |
| Outgoing SWIFT transfer / draft from local currency accountService charge | 4.00% of amount · minimum USD 100.00 | LCY account — Plus 2.5% exchange commission and USD 75 SWIFT per page; first table min USD 100 | |
| Outgoing SWIFT transfer from FCY account (resident/non-resident Ethiopians)Service charge | 0.00%–2.00% of amount | Free up to USD 100; 2% above USD 100 — International orgs, embassies, FDI companies, NGOs: free up to USD 100, 1.5% above; retention account 4% (min USD 50) | |
| Outgoing SWIFT transferAmendment / draft cancellation fee | USD 100.00 | SWIFT and service charges not refunded | |
| SWIFT messageSWIFT charge | USD 75.00 · (USD per page) | Staff USD 50 per page |
Foreign exchange
1 tariff records
1 of 1 records
| Source | |||
|---|---|---|---|
| FCY cash notes sale from FCY accountService charge | 2.00% of amount | Cash notes from FCY account — Via Visa card free; from local currency account 4%; international orgs 1% |
Cheque services
7 tariff records
7 of 7 records
| Source | |||
|---|---|---|---|
| Insufficient fund chequeInsufficient fund charge | Not disclosed | As per NBE directive | |
| Cashier's Payment OrderCPO issuance from account | ETB 100.00 · (ETB per CPO) | Account holders | |
| Cashier's Payment OrderCPO issuance for non-account holders (cash) | Prices vary by published conditions · Up to 100000: 300; 100001-500000: 400; 500001-1M: 500; above 1M: ETB 1.25 per million | Up to 100000: 300; 100001-500000: 400; 500001-1M: 500; above 1M: ETB 1.25 per million | |
| Cashier's Payment OrderCPO replacement / refund fee | ETB 200.00–ETB 400.00 | 200 account holders; 400 non-account holders — Cancellation/voiding: 200 account holders; 300 non-account holders | |
| Cheque bookCheque book fee | Prices vary by published conditions · 25 leaves: 100; 50 leaves: 200; 100 leaves: 300 | 25 leaves: 100; 50 leaves: 200; 100 leaves: 300 | |
| Outgoing Addis Ababa cheque clearingOutgoing cheque/CPO clearing fee | ETB 100.00 · (ETB per cheque) | Plus NBE charge — ETB 50 per cheque for customers with FCY source | |
| Stop payment orderStop payment fee | ETB 300.00 · (ETB per cheque) | Single issued cheque — Range of cheques/unissued pad: ETB 300 + 10 per leaf |
Account services
10 tariff records
10 of 10 records
| Source | |||
|---|---|---|---|
| Savings accountClosure of savings account within 6 months of opening | ETB 100.00 | Within 6 months of opening | |
| Signature changeSignature change fee | ETB 50.00 · (ETB per account) | Inheritance cases ETB 100 per case | |
| Balance confirmationBalance confirmation letter | ETB 100.00 | Savings or current account | |
| Branch cash withdrawalCash withdrawal fee | Free Excl. VAT | Up to ETB 2000 — 'Newly Approved Price' column; charges exclusive of VAT | |
| Branch cash withdrawalCash withdrawal fee | ETB 5.00 Excl. VAT | ETB 2001-10000 — Exclusive of VAT | |
| Branch cash withdrawalCash withdrawal fee | ETB 10.00 Excl. VAT | ETB 10001-50000 — Exclusive of VAT | |
| Duplicate adviceDuplicate advice fee | ETB 20.00–ETB 30.00 · (ETB per page) | Less than 2 years: 20; over 2 years: 30 | |
| Non-resident FCY accountFCY cheque book | Prices vary by published conditions · 25 leaves USD 5; 50 leaves USD 10; 100 leaves USD 20 — Statement by SWIFT USD 100/month (email free); balance confirmation abroad USD 10/page | 25 leaves USD 5; 50 leaves USD 10; 100 leaves USD 20 — Statement by SWIFT USD 100/month (email free); balance confirmation abroad USD 10/page | |
| Savings passbookLost/damaged passbook replacement | ETB 100.00 | Passbook issuance on opening and replacement of fully-used passbook free | |
| Bank statementStatement issuance fee | ETB 10.00–ETB 50.00 · (ETB per page) | Savings/current: 10 per page; below 1 year: 25; above 1 year: 50; email: free — Current-month statement also listed at ETB 25 per page and historical at ETB 50 per page (Sundries) |
Trade finance
8 tariff records
8 of 8 records
| Source | |||
|---|---|---|---|
| CAD / purchase order approvalPO approval and document collection service charge | 2.00%–4.00% per 91 days · minimum USD 100.00 | LCY account 4%; FCY account 2% (per quarter) — First table: min USD 100 | |
| Export LC advisingAdvising / amendment / confirmation fee | USD 50.00 | Only when advised to other bank; otherwise free — Export ODBC exchange & service charge free; small-items export permit ETB 500 | |
| Performance and supplier credit guaranteeGuarantee commission per quarter | 0.13%–3.50% per 91 days · Bounds need source review | Cash collateral 0.125% (min 500); other collateral 2% (min 5000); clean 3.5% (min 10000) — Negotiable | |
| Other local guaranteesGuarantee commission per quarter | 0.13%–2.50% per 91 days · Bounds need source review | Cash collateral 0.125% (min 500); other collateral 1.5% (min 5000); clean 2.5% (min 10000) — Negotiable | |
| Outgoing foreign bank guaranteeGuarantee commission | 1.00%–2.00% per 90 days · minimum USD 150.00 | Per 90 days; 1% against 100% deposit; 2% with credit facility — Min USD 150 per 90 days; incoming counter-guaranteed guarantees 1-1.5% | |
| Import LC from local currency accountLC opening commission | 2.00% per 91 days · minimum USD 100.00 | Every 3 months (per quarter) — Plus 2.5% exchange commission and 2% service charge per quarter; first International Banking table shows min USD 100, second (apparently revised) table shows 'per quarter' without minimum | |
| Import LC from FCY / retention accountLC opening commission | 1.00% per 91 days · Bounds need source review | Every 3 months (per quarter) — Exchange commission free; service charge 1% from FCY account (2% if paid from local account/cash) | |
| Import LCLC amendment commission | USD 100.00 · (USD per amendment) | Listed in first International Banking table; confirmation commission 2% (LCY, min USD 100) / 1% (FCY, min USD 50) |
Other
2 tariff records
2 of 2 records
| Source | |||
|---|---|---|---|
| Safe deposit boxAnnual rent | Prices vary by published conditions · Small 12000; medium 18000; large 24000; extra-large 30000 — Key deposit ETB 14000; arrears penalty 100% of annual rate (150% beyond contract maturity) | Small 12000; medium 18000; large 24000; extra-large 30000 — Key deposit ETB 14000; arrears penalty 100% of annual rate (150% beyond contract maturity) | |
| Share transferShare transfer processing fee | ETB 1,000.00 | Share certificate replacement/split also ETB 1000; share balance confirmation ETB 500 |
Research notes
- Mobile apps
- Apollo Digital Bank · BoA Mobile Banking · Abyssinia Online
Re-established 16 Feb 1996 (historic roots 1905). ~928-937 branches; 12.2M+ customers; 5.38M mobile banking users; 1741 ATMs (June 2025). FY2024/25 PBT ETB 10.1bn; ETB 5bn rights offer Jan-Mar 2026 ahead of planned ESX listing (aggregator). Official site pages beyond homepage blocked (SSL/robots), so tariff/rates come only from aggregator (Low confidence). Call centre 8397. | Browser gap-fill (23 Sep 2026): Full HTML tariff page (branch, digital/card, international x2 versions, lending rates, digital lending, guarantees, loan processing fees); undated, 'Newly Approved Price' column, footer (c) 2025. Supersedes 26 Mar 2024 telebirr pricing notice (https://www.bankofabyssinia.com/pricing-adjustment). Savings product page still shows 7% ordinary savings and 7.2-8.5% Savings Plus (undated). SWIFT ABYSETAA; call centre 8397. Social icons present in header but hrefs not captured. | Social review: five platform URLs populated; inherited versus newly cross-linked provenance in Social_Coverage.md. Public2025-26post search is bounded, not exhaustive.
Provider sources
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