Overview
Abay Bank. Latest authored financials cover FY2025/26 (2018 E.C.), supported by audited annual statements. Bank-only.
Audited bank-only results for the year ended 30 June 2026: profit after tax of ETB 4.546 billion, up 51.5%; total assets of ETB 119.688 billion. Gross income before funding costs and impairments was ETB 16.629 billion, up 27.5%.
SourceETB 16.63B
ETB 4.55B
ETB 119.69B
SourceETB 10.41B
Performance
Income statement
| Fiscal year | 2014EC | 2015EC | 2016EC | 2017EC | 2018EC |
|---|---|---|---|---|---|
| Total Revenue | ETB 4.33B | ETB 7B | ETB 8.25B | ETB 13.04B | ETB 16.63B |
| Interest Income | ETB 3.54B | ETB 5.55B | ETB 6.67B | ETB 8.79B | ETB 12B |
| Total Expenses | ETB 3.03B | ETB 4.88B | ETB 6.31B | ETB 8.82B | ETB 10.41B |
| Net Profit | ETB 933.27M | ETB 1.55B | ETB 1.5B | ETB 3B | ETB 4.55B |
| Non Interest Income | ETB 789.22M | ETB 1.45B | ETB 1.58B | ETB 4.25B | ETB 4.63B |
| Interest Expense | ETB 1.13B | ETB 1.57B | ETB 2.09B | ETB 2.52B | ETB 3.39B |
| Profit Before Tax | ETB 1.3B | ETB 2.12B | ETB 1.95B | ETB 4.22B | ETB 6.22B |
| Income Tax Expense | ETB 367.65M | ETB 572.95M | ETB 443.25M | ETB 1.22B | ETB 1.68B |
| Fee And Commission Expense | — | — | — | — | ETB 120.25M |
Balance sheet
| Fiscal year | 2014EC | 2015EC | 2016EC | 2017EC | 2018EC |
|---|---|---|---|---|---|
| Total Assets | ETB 40.7B | ETB 55.06B | ETB 66.42B | ETB 91.35B | ETB 119.69B |
| Total Deposits | ETB 32.4B | ETB 41.77B | ETB 52.63B | ETB 71.91B | ETB 92.74B |
| Total Loans | ETB 26.59B | ETB 36.47B | ETB 41.11B | ETB 49.22B | ETB 61.15B |
| Equity | ETB 5.86B | ETB 7.67B | ETB 9.33B | ETB 12.21B | ETB 17.58B |
| Total Liabilities | — | — | — | — | ETB 102.11B |
| Share Capital | — | — | — | — | ETB 9.66B |
Cash flow
| Fiscal year | 2018EC |
|---|---|
| Net Cash From Operating | ETB 15.81B |
| Net Cash From Investing | -ETB 8.28B |
| Net Cash From Financing | ETB 460.16M |
| Cash And Equivalents End | ETB 33.53B |
Financial health
Competitors
Peer institutions in the same sector, latest fiscal year.
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Net profit · 2017EC
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Net profit · 2018EC
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Net profit · 2018EC
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Net profit · 2017EC
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Net profit · 2018EC
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Net profit · 2018EC
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Net profit · 2018EC
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Net profit · 2017EC
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Net profit · 2018EC
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Net profit · 2018EC
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Net profit · 2018EC
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Net profit · 2018EC
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Net profit · 2017EC
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Net profit · 2017EC
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Net profit · 2017EC
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Net profit · 2017EC
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Net profit · 2017EC
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Net profit · 2017EC
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Net profit · 2017EC
-ETB 6.84B
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Net profit · 2018EC
ETB 759.23M
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Net profit · 2017EC
ETB 65.53M
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Net profit · 2018EC
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Net profit · 2017EC
ETB 488.68M
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Net profit · 2017EC
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Net profit · 2017EC
ETB 3.35B
Siket Bank
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Net profit · 2017EC
ETB 1.24B
ZamZam Bank
interest-free-bank
Net profit · 2018EC
ETB 1.07B