Berhan Bank

Performance

Income statement

Fiscal year	2013EC	2015EC	2016EC	2017EC
Total Revenue	ETB 3.45B	ETB 5.13B	ETB 6.39B	ETB 10.31B
Interest Income	ETB 2.56B	ETB 4.39B	ETB 5.11B	ETB 6.06B
Total Expenses	ETB 3.11B	ETB 4.53B	ETB 4.88B	ETB 7.8B
Net Profit	ETB 194.91M	ETB 508.63M	ETB 1.19B	ETB 2.1B
Non Interest Income	ETB 893.31M	ETB 740.18M	ETB 1.27B	ETB 4.25B
Interest Expense	ETB 1B	ETB 1.6B	ETB 1.8B	ETB 2.11B
Profit Before Tax	ETB 337.64M	ETB 605.24M	ETB 1.51B	ETB 2.51B

Balance sheet

Fiscal year	2013EC	2015EC	2016EC	2017EC
Total Assets	ETB 26.92B	ETB 45.05B	ETB 46.02B	ETB 58.96B
Total Deposits	ETB 21.71B	ETB 33.78B	ETB 36.85B	ETB 44.45B
Total Loans	ETB 17.06B	ETB 27.35B	ETB 29.2B	ETB 34.53B
Equity	ETB 3.75B	ETB 5.03B	ETB 6.21B	ETB 8.54B

Financial health

—

16.0%

—

Cost-to-income

—

Liquidity ratio

—

Competitors

Peer institutions in the same sector, latest fiscal year.

Compare peers

Commercial Bank of Ethiopia

state-owned-commercial-bank

Net profit · 2017EC

ETB 38.71B

—

Awash Bank

private-commercial-bank

Net profit · 2018EC

ETB 29.34B

+56.8%

Dashen Bank

private-commercial-bank

Net profit · 2018EC

ETB 11.8B

+100.0%

Global Bank Ethiopia

private-commercial-bank

Net profit · 2017EC

ETB 756.63M

+55.6%

Addis International Bank

private-commercial-bank

Net profit · 2018EC

ETB 1.35B

-38.4%

Wegagen Bank

private-commercial-bank

Net profit · 2018EC

ETB 3.15B

+13.6%

Bank of Abyssinia

private-commercial-bank

Net profit · 2018EC

ETB 11.54B

+58.1%

Nib International Bank

private-commercial-bank

Net profit · 2017EC

-ETB 2.98B

-411.2%

Zemen Bank

private-commercial-bank

Net profit · 2018EC

ETB 6.75B

+15.1%

Bunna Bank

private-commercial-bank

Net profit · 2018EC

ETB 2.42B

+23.5%

Cooperative Bank of Oromia

private-cooperative-bank

Net profit · 2018EC

ETB 6.14B

+292.7%

Oromia Bank

private-commercial-bank

Net profit · 2018EC

ETB 2.84B

+43.0%

Lion Bank (Anbessa)

private-commercial-bank

Net profit · 2017EC

ETB 1.43B

+80.8%

Abay Bank

private-commercial-bank

Net profit · 2018EC

ETB 4.55B

+51.5%

Ahadu Bank

private-commercial-bank

Net profit · 2017EC

ETB 399.39M

+339.4%

Tsehay Bank

private-commercial-bank

Net profit · 2017EC

-ETB 271.4M

-153.9%

Sidama Bank

private-commercial-bank

Net profit · 2017EC

ETB 72.31M

+166.5%

Amhara Bank

private-commercial-bank

Net profit · 2017EC

ETB 592.33M

+12.9%

Development Bank of Ethiopia

state-owned-development-bank

Net profit · 2017EC

-ETB 6.84B

-229.2%

Gadaa Bank S.C.

private-commercial-bank

Net profit · 2018EC

ETB 759.23M

+121.5%

Goh Betoch Bank

private-commercial-bank

Net profit · 2017EC

ETB 65.53M

-18.2%

Hibret Bank

private-commercial-bank

Net profit · 2018EC

ETB 4.02B

—

Hijra Bank

interest-free-bank

Net profit · 2017EC

ETB 488.68M

+386.5%

Shabelle Bank

interest-free-bank

Net profit · 2017EC

ETB 20.95M

+65.6%

Siinqee Bank

private-commercial-bank

Net profit · 2017EC

ETB 3.35B

+544.8%

Siket Bank

private-commercial-bank

Net profit · 2017EC

ETB 1.24B

—

ZamZam Bank

interest-free-bank

Net profit · 2018EC

ETB 1.07B

+13.2%

Announcement on ECMA Approval of the Prospectus and Registration of Securities

Disclosures

press-release

23 Meskerem 2019

Prospectus for Registration of Existing Ordinary Shares and Public Offering of New Ordinary Shares (2026)

prospectus

18 Meskerem 2019

FY2025/26 annual performance announcement

press-release

16 Hamle 2018

Condensed Interim Financial Statements and Auditors' Review Report — Six Months Ended 31 December 2025

financial-statement

29 Miazia 2018

Board of Directors Nomination and Election Policy and Procedure (2018 E.C.)

regulatory-filing

30 Meskerem 2018

Notice of the 16th Ordinary General Assembly of Shareholders

agm-notice

26 Meskerem 2018

Annual Report 2017 E.C. (2024/25)

annual-report

26 Meskerem 2018

Revised Memorandum of Association (2017 E.C.)

regulatory-filing

16 Meskerem 2017

Notice of the 15th Ordinary and 6th Extraordinary General Assembly of Shareholders

agm-notice

14 Meskerem 2017

Annual Report 2016 E.C. (2023/24)

annual-report

9 Meskerem 2017

Articles of Association of Berhan International Bank S.C.

regulatory-filing

22 Yekatit 2016

Memorandum of Association of Berhan International Bank S.C.

regulatory-filing

22 Yekatit 2016

Notice of the 14th Ordinary General Assembly of Shareholders

agm-notice

16 Tikimt 2016

Notice to Shareholders of the List of Candidate Board Directors

press-release

16 Tikimt 2016

Annual Report 2015 E.C. (2022/23)

annual-report

5 Tikimt 2016

Notice Inviting Nominations for Candidate Members of the Board of Directors

regulatory-filing

21 Ginbot 2015

Annual Report 2014 E.C. (2021/22)

annual-report

19 Meskerem 2015

Annual Report 2013 E.C. (2020/21)

annual-report

6 Hidar 2014

List of Newly Elected Members of the Board of Directors

press-release

14 Tahsas 2013

Annual Report 2012 E.C. (2019/20)

annual-report

11 Hidar 2013

Annual Report 2011 E.C. (2018/19)

annual-report

9 Hidar 2012

Annual Report 2010 E.C. (2017/18)

annual-report

25 Meskerem 2011

Annual Report 2009 E.C. (2016/17)

annual-report

19 Nehase 2009

Annual Report 2008 E.C. (2015/16)

annual-report

13 Meskerem 2009

Annual Report 2007 E.C. (2014/15)

annual-report

14 Nehase 2007

Annual Report 2006 E.C. (2013/14)

annual-report

21 Nehase 2006

Annual Report 2005 E.C. (2012/13)

annual-report

15 Meskerem 2006

Annual Report 2004 E.C. (2011/12)

annual-report

21 Meskerem 2005

Annual Report 2003 E.C. (2010/11)

annual-report

2 Tikimt 2004

Annual Report 2002 E.C. (2009/10)

annual-report

2 Tahsas 2003